How To Know A Scamming HYIP

Hello Everyone. How are you all doing? People always ask me, how do you know a HYIP is about to scam? Well in as much as one cannot 100% predict a scamming HYIP, there are some signs to look out for that will serve as a guide. This is what I am going to be looking at today. So lets go into it.

The first sign of a scamming HYIP is a "too-good-to-be-true" return on investment. This is the first evident sign that a HYIP will scam in very short while, shorter than normal. When a HYIP is offering 1000% ROI after one month or after 30 working days, you do not need a soothsayer to tell you that if you put your hard money there that it will be gone. Well due to greed and ignorance some newbie investors who want to get rich quick do still put in their money there. You know that feeling of hoping to receive $1000 from $100 investment after 30days, it is mainly a feeling of greed. Another example is 600% in 7days, these are very outrageous ROI that cannot even be sustained for a cycle let alone many. Because the Admins of such HYIP programs are very smart chaps, they also put out the usual 103% per day ROI which they can run for a few days just to make you believe that they can pay 1000% after 30days only for them to close shop after 10 or 12 days. Despite the fact that all HYIP programs will close shop some day, if you want to invest in HYIP, you should be able to make profit before they close shop. A well managed HYIP program run for 6 months for instance can put you well in profit before closing. So you need to watch out for these "too-good-to-be-true" return on investment HYIP programs as they are everywhere in the HYIP industry as they pop out from everywhere daily. So be informed.

Another sign to look out for is fake running days of HYIP programs. I have come to discover a very salient and wicked tactics used by scamming HYIP Admins. What they do is set up a HYIP program and keep it underground without advertising it and accepting no investors for 3 months or thereabout and then start advertising it afterwards. Now, they try to create the impression that they have been online for close 100days paying very well to their investors and that everyone is happy with them, false! This strategy gives them the enabling environment to sell whatever ROI they offer to the general unknowing public and trust me, majority of the times, their ROI are outrageous. Investors that are not informed tend to believe them because to the newbie investors the HYIP program has a pedigree having been online for 100days. Again, you noticed a huge amount most times in millions of US dollars as paid out amount and another larger amount as deposits. This is a clear sign of scam. How on earth can you $3.2million as deposit from investors in 3months, you must be kidding me? This is an easy bait they use to make money off people and it works for them except you know about it. When you put the two signs together you can figure it out yourself easily and save yourself some losses.

When you already in a HYIP program and then suddenly the Admin introduces a very alarming ROI investment package, then its time to talk walk because you are about to be scammed. You know these guys plan from the beginning to scam people before they launch, so they already have everything worked out, so you have to plan for them as well. When in the middle of a prgram, the Admin introduces an outrageous ROI, it means two things both of which will definitely lead to the end of the program. Firstly it means that the program is having a cash flow problem which is bad and secondly the Admin wants to scam sooner than later. People tend for fall for this bait alot and loose their money because they are not informed. So, when next you join that HYIP program be on the alert.

Let me stop here for now while you digest them and I will be coming out with a second part. The good news for me is that I found out what works, an online business that is not a HYIP and most importantly is INDEFINITELY SUSTAINABLE. See you soon.

The Reality of HYIP Programs

Hello Everyone, Let me start my apologizing for going away for a such a long time. But I can assure you now that I am back with a bang lol. I have been learning and re-learning alot about HYIP programs and I am better now. I have quite a couple of things to share with you about the reality of HYIP programs. Alright lets head straight in.

One of the realities of HYIP programs is lack of sustainablity. This is one of the major reasons why a lot of investors loose money in this industry. Because of the way HYIP programs are constituted, they are not sustainable. This is why investors wake up to find out that the HYIP program they invested a lot of money is no more in existence. Understanding this reality will help you go a long way in this industry and making money generally online. Someone might want to ask, why will you put your hard earned money into a venture that is not sustainable? Very important question to ask before venturing. A lot of people have different answers to that question above with respect to HYIP programs. One of the greatest deceptions in this industry which HYIP Admins use as a bait is the deception of sustainability. All HYIP Admins ensure that they make their investors believe their programs are sustainable and that they are in for a very long haul, this is the greatest deception in HYIP industry. Fortunately for the HYIP Admins it works for them thereby convincing their preys to put in more money into their programs. They do this using many ways such as offering bogus bonuses, enticing investors with higher returns on their investment, faking to be working and adding new features on their websites just to fool investors. In reality HYIP programs are not sustainable because they do not have the in-built mechanism to sustain themselves. So you know what to look out for.

Another reality is legality. Do not be deceived HYIP programs are not legal and so do not go looking for letters of incorporation in one offshore island which is the hallmark of HYIP programs. In as much I know that they are not legal, it is still one of the strategies used by HYIP Admins to deceive their unknowing investors. They try to make you believe that their so called business entity is legal by brandishing company documents on their websites which I know for certainty anyone can get from the internet usually from an offshore country that does not exist in reality. Generally, there is nothing legal about HYIP programs. Most times investors tend to boost their confidence when they see some form of legal backing or document on a HYIP website, I bet you I have seen a ton but they do not guarantee anything and does not change the fact that it is a HYIP program. Now you can imagine a program that is not HYIP and has a legal backing? In reality there is no legality is HYIP, that is a fact.

Yet another reality in this industry is contact address. HYIP programs do not have real contact addresses and phone numbers. Because of legality issues, they do not have genuine contacts. If you really want to play in HYIP programs, never believe any address you see in HYIP websites as their contact addresses because they are not real. They only put up those addresses just to give their programs a business sense. You have to understand that those are pure deceptions. So, please do not go looking for those addresses becasue they do not exist as they are just purely for mail forwarding purposes which anyone can rent and use. This is the reality of HYIP industry.

Again, the business backing up HYIP programs is yet another reality here. Funny enough you get to see all manner of businesses ranging from forex trading(mainly), options, minning, agriculture, arbitrary, betting, casino, etc backing up the business entity of many HYIP program. So, in reality, HYIP programs are ponzi schemes and do not have no genuine businesses backing anything, do not fall for it. If forex trading is that easy as they make you believe, everyone would have been a trader making the millions themselves, don't you think so? Factually, there only 1% of all HYIP programs that actually carry the business they claim to be doing. The question is how do you find them? Do they actually exist? This is a discussion for another day.

I have seen it all in HYIP and I know what I am talking about, in reality HYIP programs may not be for everybody becuase of its high risks. But for me, the good news is that I found a program that is NOT HYIP but an online business that is legal and SUSTAINABLE most impoartantly. I will be talking and writing about it in days to come and it is exciting. If you want a peek into before then go HERE. This is all I have for you know and see you shortly.

Latest News from WMN

Hello Everyone, I am happy to be back to my blog after some days off and happy new month to everyone. I actually had my wedding so I took sometime off to prepare for the wedding and then honeymooning lol. Well am back but it looks like the industry nose-dived while I was away. There have been scams everywhere, so sad. In fact all the programs on my blog have all scammed, too bad but it is expected in HYIP because it is a risky terrain. My heart goes to everyone who has lost money in any of the programs that is why it is advisable to invest what you can afford to loose.

It all started with the industry leader, Royalty7 which started delaying payouts. This caused a lot of panic among investors thereby leading to massive withdrawals and then cash flow problem with Royalty7 and the subsequent collapse. Programs like PrimeAlliance and RazorPay which where modeled after Royalty7 where also affected by the stampede of investors. I was particularly disappointed with PrimeAlliance because it had all it takes to be successful and could have filled the gap for Royalty7 and become stronger but they decided to walk away with investors money.

On the other hand Wacomark that was also modeled after FX7PRO which did very well, could not live up to expectations. Wacomark had all the support from investors but scammed yet. That only shows the volatility of HYIP.

So, it is now confirmed that all these programs are now scam and do not invest in them any more even if you receive any payments that have been pending with them. So of them like Royalty7 are still doing selective payouts to monitors to deceive uninformed investors who might still be thinking that they are still paying. Beware of such monitors and get professional and timely information. That's all tonight and see you soon.

Warning Sign-Royalty7 And RazorPay Don't Invest

Hello Everyone, It is so sad that most of the programs on my blog that have done very well started to mess up trying to scam investors. They are Royalty7 and RazorPay.

Royalty7 have done so well since 11 November 2011 and have made a lot of profits for discerning investors who have more than double their principal and I am happy to be one of them. But now unfortunately it is obvious they have come to the end of their road with the current happenings. Investors have made withdrawals which has been pending for more than 48 business hours which is the expected time and this has never happened in the past 7 months they have been online which is a bad sign. Also, the Admin, Michael is saying that investors have to wait for up to a week to get paid, which is quite absurd and foolish of him to say a thing like that and do not believe him. He is trying to scam and get more money from investors. For me this is the end of the road. So, do not invest there even if Royalty7 resumes payment, do not put a dime there.

RazorPay on the other hand, has stopped paying as well. It started with a lot of investors missing their 23 June, 2012 interest credit which the Admin asked acknowledged but never credited. This then followed by pending payment requests which have exceeded more than 48 hours. So again do not invest there for any reason whatsoever.

That is all guys, wanted to get this information out to avoid anyone getting caught in the downfall of these programs because I have moved all of them to PROBLEM on my Monitoring Page. See you later.

Programmes Updates On WMN

Hello Everyone, How was your week? Mine was cool. I have not been reporting much lately because there are nothing much to report with regards to the programmes on my blog because they have been paying fine except for a few downtime experienced by a couple of them. Lets look at the week that be.

Royalty7

Royalty7 has become an industry leader given its history of payments within stipulated time with some good touch of professionalism. For safer browsing and online transactions, Royalty7 has moved from Comodo to GeoTrust while hosting against DDoS has been moved from DedicatedNow to BlockDoS which are industry leaders in blocking attacks. Am sure these improvements will go a long way improving the performance of Royalty7.

Razorpay

Razorpay which is a newcomer has been paying fine since they came online. It has recently been a victim of DDoS attack and on 23 June, 2012, their website were completely inaccessible making it impossible for investors to make withdrawal. It also caused missing of interest deposit which were not credited during the downtime but if you have such problem you should contact the Admin to help you out. Below is the update from the Admin, John.

Dear Members,

This is a quick notification about the downtown which we experienced in the last hours, we apologies for this and we have been able to bring our website back online. At this time we are processing all withdrawal requests and trying to make all necessary service to give you a pleasant ride with Razorpay. Please de rest assured your investments are just as safe as ever and we are still going to be online for many more months.

More Information would be sent out in our next newsletter which would go out today..

Thanks,

John

Wacomark

Wacomark was also not left out in the downtime issues that hit must of the programmes last week and I particularly notice that, they are basically programmes hosted on Koddos, so maybe it might be more of a technical problem than an attack. Below is an update from Wacomark, happy reading.

We are very sorry for the DOWNTIME of Wacomark.com this is out of our control, All pending in STP,PAYZA and PM are Processed. As of now we still processing LR withdrawal request. There are 2500 Request for withdrawals and our team are working non-stop to finish the payment queue.

Our Membership have grown to more than 3,000 members. Our support workers are working to answer your support emails.

Important notes:

1. If your WD request has been cancelled and returned in your account balance, This means that your E-currency account was not set up properly. You need to input your correct E-currency account number/name so we proceed with your payment.

2. We pay 7 days a week. Monday to Sunday.

3. All Withdrawal request will be done within 10 minutes to 24 hours.

4. Investing in Payza ?? please follow the procedure below..

a. Send your investment amount to wacomark@ymail.com and then send an email to wacomark@gmail.com using this format

- USERNAME:

- AMOUNT:

- REFERENCE NUMBER:

That's all for now, See you tomorrow for the next update!!

Wacomark Team

That all guys. See you tomorrow for further updates. Happy new week

Update on PrimeAlliance-1 Month Online

Hello Everyone, This morning is a great news of a programme that is becoming solid. It is PrimeAlliance reviewed here. Over the past one month PrimeAlliance has past through rough times and troubles and still standing and paying fine. Even though I had an incline when I was reviewing this programme that will be a hit, I never knew it would be this better and stronger.

Initially, it was a DDoS attack but made PrimeAlliance to upgrade to a better anti-DDoS server, that is BlockDoS from Koddos and I must tell you that BlockDos is not cheap trust me. And then came the suspension of their Payza account for no reason given at all, PrimeAlliance was not even contacted yet the Admin found a way to professionally convert Payza balance to STP, that was quite great and would have endeared a lot of investors to them if you ask. The Admin also talked about the use of word of mouth as advertising strategy rather than spending too much on advertising. Excitingly payments have been close to instant consistently, very impressive, below is the full newsletter from PrimeAlliance.

Dear Members,

We are very pleased to carry great news to all our members as it is really impressive to know that PrimeAlliance is growing rapidly.

Today PrimeAlliance is celebrating 1 month online! This period was rich in events, not always positive but still we managed to overcome problems and became stronger and more mature.

Day by day we try hard to become the best investment program among all others, now we are proudly serving more than 4,1 thousand clients around the World.

We want to underline some important points which to our mind are logical results of our successful activity:

1. We are paying! We pay on time! We pay everybody! We pay very fast! Despite possible problems or circumstances. Still do not believe us? Just go check what people are saying on forums, blogs and other investment resources. Or get verified and make sure yourself! The minimum to invest is just $15!

2. We enhanced our DDoS protection from preventing hackers from attacking our website. Be assured that we are doing our best to maintain our perfomance at the highest level. In this connection, special thanks must go to a Tech Dept. from BlockDos!

3. No aggressive advertising campaigns. We do not throw a lot of money to promote PrimeAlliance to get more members involved. The good word of mouth of our members is the best promotion ever purchased! We just do what we have to do. Silently and honestly.

You should know that we are always nurturing our program and we will keep making every effort to succeed where others has failed and we intend to keep this program alive and paying on time without delays as much as humanly possible!

If you have any problems or questions that still remain unclear to you or you need more information, never hesitate to contact our support to get the answers!

Thank you & best wishes.

PrimeAlliance Team.

https://primealliance.net

Updates On Programmes Monitored on WMN

Hello Everyone, How are you all doing? Hope good. A lot has been happening in the industry lately unlike what is obtainable during this period of the year in this industry. There have been a lot new programme to come on board. Well, today am going to be updating you on the progress and news on a couple of programmes monitored on my blog. Lets go there.

FX7PRO

It is so sad and unfortunate that this programme had gone for good. I can confirm to you that FX7PRO is no SCAM as I have moved the programme on my monitoring page to SCAM. There have been pending withdrawals on Liberty Reserve and Perfect Money for over 2 days now and to worsen the situation, the Admin is replying anyone as what happened and is happening. Strangely, payments to Payza have been processed by the Admin up till this time. It is obvious that this is a strategy by the Admin to collect more money from unknowing investors, that is why the importance of timely information in this industry cannot be over emphasized. Some investors will make deposits because they hear or notice that payment to Payza is still going on. For me, I can tell that it is just a matter of little time, the payments will stop and the website stop opening. So please send the word around, do not invest there. My apologies to investors who lost money there and am sure they invested what they could afford to loose. Thats FX7PRO gone under.

RazorPay

RazorPay reviewed here, has been very aggresive with its advertising campaign trying so hard to get alot investors and so far they have been paying fine and I do hope they continue paying. The Admin of RazorPay, John has sent out a newsletter on the latest happenings in Razorpay, read it below: Dear Razorpay Member's

Welcome to your Daily Newsletter from RazorPay Team.

Razorpay would like to thank everyone for your support and trust that you gave in our program, Razorpay has reach its 13th day since we open our program. As you will see in our stats we are very happy with our growth and we will continue our Massive Advertising Campaign, We have renew our Banners in MMG and TG and Some other big forums. Also we have upgraded our listing in Money-News-online.com premium to sticky listings.

Razorpay are open for all your suggestion to further enhance our program, if you have any concern or account related problems you can reach to the following contact emails.

For Missing Deposits: missingdeposit@razorpay.com For Missing Earnings: missingearning@razorpay.com

Please be advised that there some delays in answering your emails, but we are doing our best to answer them in a timely manner. As of now, we are still waiting for payza reply from our application to accept payza via our website, we will update everyone when payza decision has been release, for the meantime please follow the instructions below if you want to invest via Payza Razorpay start accepting payza deposit manually, Please follow the instruction below. How to invest with Alertpay/Payza 1. Deposit Directly to our Payza Account Email: razorpay2012@yahoo.com 2. Put your username to the memo field and choose a plan 3. Send us an email containing the following information: a. Payza Payment Reference b. Your Razorpay Username c. Send your email to payzadeposit@razorpay.com d. Your account will be credited in shortest time possible.

RAZORPAY PAYMENT PROOF PHOTO CONTEST:

PRIZE: $50 in your account balance that is available for withdrawals The Mechanics: 1. One (1) winner in each Major Forum (TG, DTM, MMG) 2. Member can only win once. 3. While Posting your Artistic Photo Payment Proofs You need to include your USERNAME in Razorpay. 4. Only those people that have active investment are qualified to join. 5. This is a weekly Contest, Winner will be announce every Friday (server time) So what are you waiting for? Grab your favorite editing tools and start posting now!! http://www.moneymakergroup.com/Razorpay-Razorpaycom-t410136.html http://www.dreamteammoney.com/index.php?showtopic=151030 http://www.talkgold.com/forum/r360397-.html

All withdrawal request have been processed, If you have any question feel free to contact us!

Thank You, Razorpay Manager John Genens

Wacomark

Wacomark has been having problems with withdrawal issues with STP(SolidTrustPay) basically because STP site is very slow and this can be confirmed by anyone. Also, payment to the other payment processors accepted are going on very well with any problem. The Admin also mention that some investors were not getting batch numbers on their payment due to the fact that payments are done manually. Investors should first check their payment processors account first before crying foul. See the update below:

Dear Waco Members

All Withdrawals request in Liberty Reserve, Perfect Money and Payza Has been Processed and disptach. STP website is very slow, So we will process all STP withdrawals as soon as possible.

Many people are sending an email about our withdrawal emails without batch number, we are processing all withdrawals request manually, please check your E-currency account first before shouting Wacomark as a SCAM.

All payment are process as fast as humanly as possible within 10mins - Maximum 24 hours after your request.

Thank You and Have nice day everyone!!

Wacomark PR Manager

That is all for now and see you all later.

Pending Withdrawal Request on FX7PRO

Hello Everyone,

This is just a quick one, a lot of investors have reported pending withdrawal request on FX7PRO for up to 24 hours now which is contrary to what FX7PRO promised as written in their FAQ. I have particularly noticed that it has paid some investors who are using Payza but not Perfect Money and Liberty Reserve, this not a good sign for a programme that has done so well in the past few days. I too have pending on Liberty Reserve since last night unlike FX7PRO but this is HYIP anything can happen anytime. So, I am moving this programme to PROBLEM while I give them more time to see what happens. I will update as I get more information. So for now I advise that you do not invest in there for know untill all the pending withdarwals are cleared, always remember not to put all your eggs in one basket and Diversify.

Review of Wacomark

Hello Everyone. This evening I have a brand new programme that I am looking at. The programme just launched yesterday and I just joined today so you have the advantage of getting in on the ground floor if you know what I mean but this is not a problem here. It is called Wacomark. I personally think that is this is following the model of a programme here on my blog that has made a major hit just a few days online and I do not have any doubt that this one will do the same thing as well. So lets go in straight up.

Wacomark has just one simple and straight-to-the-point kind of plan. The plan runs for 20 calendar days with a 10% daily interest and you need a minimum of $20, which just a little above the industry average, to invest in this plan and that is basically it. The maximum acceptable spend by Wacomark is $25,000. So, essentially, if you decide to risk this one and invest here, you will break even at 10 days into the validity and afterwards be in profit. Also, Wacomark does not return your principal at the end of your investment period because it has been included in the daily payout and there is no provision for compounding but you can invest additionally which will be counted as a separate transaction. Lets assume, you decided to invest $100, Wacomark will pay you $10 daily with a total of $200 at expiry where $100 is your clear profit and $100 your invested principal. Am sure this is quite simple.

Wacomark has done very well in providing all payment processors. Liberty Reserve, Perfect Money, SolidTrustPay and Payza are all accepted except Payza which is not yet activated as at time of writing this review and written in bracket as soon on their FAQ. It is obvious that their business account is undergoing verification, I will update you as soon it is added. Provision of all payment processors is a good sign of a serious Admin who wants cater for diverse investors but you should know that it is not a guarantee for anything but sure shows an Admin who has done some ground work. To make a withdrawal, you need to log in to the members area to make request and Wacomark request you give them up to 48 hours to receive your money into your payment processors but I know this kind of programme with be paying quickly. If you have any questions, you can contact the Admin through the traditional support ticket which looks nice and there is also an online live chat support for quicker response to inquiries.

Wacomark runs off a licensed script from Golcoders, licensed scripts provide some level of security unlike the unlicensed ones. To protect against Distributed Denial of Service(DDoS), Wacomark is hosted on a dedicated server by Koddos which is good but BlockDDos is better if you ask me. Safety of online transaction and browsing is provided by Comodo. On the overall, the website design is simple and easy to navigate which is quite interesting.

The website is quite bereft of information as to what business is backing the venture not like I care much about it because it does not really guarantee anything but obviously the Admin did not write his own contents because the contexts of the website are not quite original. Wacomark is the kind of programmes that become that become major hit in the industry depending on the Admin's level of professionalism as it has all it takes to become very popular. Always remember to put a limit on all HYIPs and do not invest in what you cannot afford to loose. Thats all for now, see you later.

Review of RazorPay

Hello Everyone. How was your weekend? Mine was full of activities. Well, it is a new week and I have a programme that I want to review today, it is called RazorPay, I just joined it nevertheless I will not say it is a completely new programme since it was launched on 07 June 2012. So lets go into it straight away.

RazorPay offers two basic plans know as The Duluxe Plan and Diamond Plan. For you to join The Duluxe Plan, RazorPay requires a minimum of $20(which is a little above minimum industry requirement) from you and it promise to pay you 7.5% daily for 20 calenday days, that is, weekend inclusive, leaving you with a total of 150% at expiry. Note that RazorPay will not return your principal at expiry because it has been factored in, in your daily payment. This also means that you will be in the profit zone in 14days. Lets assume, you invested $100, RazorPay will pay you $7 daily and after 20 days, you will have a total of $150 while $50 is your clear profit and $100 your original capital. The maximum you can invest in this plan is $30,000. No compunding is required or accepted.

The other plan, The Diamond Plan runs for 8 days with a minimum investment pegged at $250 and maximum $30,000 just like in the former plan. RazorPay promises to pay you 18% daily for the 8 days validity period which will give a total of 144% at expiry. Again, Razorpay will not return your prinicipal as it is already factored in the daily payment. Even though this plan is less profitable compared to the former, it puts you in the profit zone quicker especially for investors who want to see profits quickly. Also, lets assume monetarily that you invested $250, you will receive $45 daily for 8 days with a total of $360 at expiry while $110 is your clear profit, not bad for 8 days work lol. Truthfully, investors who trusted RazorPay when they launched are already in profit in this plan and this a boost on the popularity of RazorPay.

In terms of payment processors, RazorPay has done well with respect to the general acceptance of payment processors. RazorPay accepts Liberty Reserve, Perfect Money, SolidTrustPay and of course Payza. In the case of Payza, payment is accepted manually as their business account with Payza has not been approved yet. Of course you have to log into members area to make deposit for the other payment processors but for Payza, you have to follow these steps according to the Admin:

How to invest with Alertpay/Payza

1. Deposit Directly to our Payza Account Email: razorpay2012@yahoo.com 2. Put your username to the memo field and choose a plan 3. Send us an email containing the following information: a. Payza Payment Reference b. Your RazorPay Username c. Send your email to payzadeposit@razorpay.com d. Your account will be credited in shortest time possible. All withdrawal requests have been processed, if you have any question feel free to contact us! Thank You, RazorPay Manager”

Like I always say, acceptance of all payment processors, does not guarantee anything but it goes to show that the Admin has done some extra work and of course boost the general acceptability and popuarity of the programme. The Admin promises to pay you 48 hours after you have made withdrawal from your account in the members area.

The script by RazorPay is a licenced one from GoldCoders which are popular in this industry. Initially, RazorPay did not have an SSL on their site, for extra security on transactions done over their site but they have obtained that which is been provided by Comodo, I wonder why thay have to start first before providing it, which is quite impressive. Also, RazorPay is protected against DDos, because it is hosted securedly by Koddos against attack but I expect that they should not wait for an attack before they move to a more secured BlockDos which is the most expensive around. The website design is simple obviously and easy to navigate around but there is next to no information as to what business venture that is backing the entire project not that I believe any any ways. But on the overall the website is quite friendly.

RazorPay since launch has been paying fine and I expect it to continue to do so. Do not be carried away with all the promises bacause this is a HYIP and it is a game as far as I know, also put a limit to what you can afford to spend or loose as the case maybe. Do not invest anything that will affect you drastically if you loose it. Thats all for now folks. Watch Out for more updates

Update ON Programmes on WMN

Hello Everyone, Wow, I am happy to report that all programmes monitored on my blog, web money news are all paying fine without any issues. This is quite a good sign for the industry and am looking forward to adding more quality programmes on my blog soon.

Royalty7 reviewed here has been paying fine now for over 6 months without any problems whatsoever. In fact the level of professionalism here is top notch and they keep getting better.

FX7PRO reviewed here has been good too, in fact going through an attack recently with made them their DDoS protection to BlockDDos, which is the best in the industry and very expensive shows that the Admin of FX7PRO is quite serious about making this programme last longer. It will interest you to know that FX7PRO had purchased three banners each for a month in one of the most respected and professional monitor in the HYIP industry and that is what we call a serious Admin who knows his onions. The payout has been quite fast I must compliment. I must also commend the communication efforts of the Admin, he keeps the members abreast of what is happening. Recently some members were having problems with emails from support especially those using YahooMail service. These were the messages from the website:

Blockdos protection We are pleased to announce that from now FX7 Pro uses DDoS protection provided by Blockdos.

Support update Yahoo mail service is blocking some of our emails, please use an alternative email providers to contact our support. Sorry for inconvenience.

PrimeAlliance reviewed here has been close to perfect. Despite coming back from an attack and the little set back from Payza leading to the suspension of their account their, it been going stronger and stronger. Members have seamlessly converted their Payza to other payment processors, that is professionalism. Payment has been close to instant I must say.

Thats all for now. Remember to always invest what you can afford to loose and diversify your portfolio. See you later.

Review of Prime Alliance

Hello Everyone, This evening I will be doing a review of yet another exciting programme, even though my excitement is personal but I have this feeling that this one is going to be a big hit. It is called PrimeAlliance. This one is relatively new because it is barely one month old, it was launched on 21 May 2012. So far PrimeAlliance has been very efficient as it comes across like a well thought out and professionally managed programme. All the same lets go into it.

The investment plans here are quite straight to the point and simple. All the plans run for 20 calender days, that is, you can receive payment and interest at weekends, there basically four plans which differ only on the amount an investor is willing to risk. PrimeAlliance will not return any of your principals because they are included in your daily interest payment. If you ready to risk between $15-$500, PrimeAlliance promises to pay you 7% daily interest for 20 calender days meaning that you can expect to breakeven(recoup your investment) in about 15 days leaving you with profit afterwards and a total of 140% at the end. Let assume you invested $100, PrimeAlliance will pay $7 daily for 20 calendar days leaving you with a total profit of $140 where $40 is your pure profit.

If you ready to risk a little more between $501-$2000, PrimeAlliance will pay you 7.2% daily interest for 20 calender days with a total profit of 144% with a clear profit of 44%. Also, big investors willing to part with $2001-$10,000 will be rewarded with 7.5% daily interest for 20 calender days with total return of 150% and finally PrimeAlliance will pay the big dogs if they actually exist a whooping 8% daily interest if only they are willing to risk between $10,001-$100,000 which will give them a total profit of 180% with a clear profit of 80% for keeps.

PrimeAlliance have done justice to payment options by providing all payment processors. In addition to the traditional Liberty Reserve and Perfect Money with regards to HYIP industry, PrimeAlliance have provided SolidTrustPay and Payza. In as much as these do not guarantee anything but it shows professionalism, it only means that the Admin had done his home work very by painstakingly going through all verification processes. Just to bring home my point, just recently some crooks who wanted to PrimeAlliance to pay them lest they send malicious report to Payza to suspend their actually did keep to their threat and PrimeAlliance's Payza account was suspended. The manner at which the Admin handled the situation was quite commendable and impressive, it exudes professionalism and this single act alone had endeared them to a lot of investors. Payments are made manually, you have to request from inside the members area and allow up to 48 hours to be paid but so far payments period have close to instant and quite impressive.

PrimeAlliance runs off a custom made script and its quite impressive. Even though this does not guarantee payments but it sure creates the right and good first impression needed in this competitive industry, it also goes to show the level of research and fundamental work done by the Admin. The website design is quite pleasant and easy to find you way around. The site is fully secured for safe online transaction by Comodo and fully protected against DDOS by Koddos which has been upgraded to a more secured server hosted by BlockDos due essentially to the recent attack that they had which was well mitigated.

To contact PrimeAlliance, you need to submit an electronic support ticket, also there are physical contact addresses and phone numbers but I know that you will not see anything at that address because its basically for mail forwarding and this of course does not change anything.

The contents of the website are quite original and are not copied from anywhere to paste here. The texts are quite educative, talking about the management investing in water-not just for drinking. It is left for you to take these things by heart because I hardly do. It only shows to that the Admin at least took his time to write his own contents. In as much as I cannot say how long PrimeAlliance will last because it is a HYIP, I will advise you spend what you can afford to loose and remember to diversify your portfolio of investment. Thats all for now see you later.

Review of Royalty7

Hello Everyone, I had a couple of free time today at work so I decided to do a review of one of the most popular HYIP in the HYIP industry today. As at now that I am writing this article, it remains one of the best. Its is called Royalty7. It was launched way back on 11 November 2011, so it is more than 6 months online now and keeps paying its members without any problems. Even if you decide to get in now at your own risk, it is still very profitable but you have to invest wisely given the fact that it is more than 6 months online. So lets look at it very well.

The investment plans here are quite simple; there are two plans namely: The Classic Plan and The Lite Plan but looking at the website, these plans are not really explained in details per say so be aware of that.

Lets start with The Classic Plan. This can be joined with a minimum of $25 and a maximum of $250,000. This runs for a 30 day period with 7% interest rate and this is where it appears confusing make sure you get it correctly, during this period you will only receive payment only on business days, that is, Monday to Friday which means that you will encounter 22 interest payments. So at the end of the investment period you would have received a total of 154% in return for your investment from Royalty7. Lets say you invested $100, you will receive $7 daily from Monday to Friday leaving you with a net of $154 at the end of the period while $54 is your pure profit.

The second plan, The Lite Plan, on the other hand runs for 7 calendar days and the minimum spend is $25 while the maximum is $250,000. Royalty7 will pay you 110% after expiry of your investment here. This plan is less profitable comparatively. Lets assume again that you made a spend of $100, at the expiration of your investment you will receive $110, that is a $10 clear profit for just one week and this has been happening since the resumption of Royalty7.

Royalty7 impressively made provisions for all kinds of investors with respect to payment options, they include: Liberty Reserve, Payza(formerly Alertpay), Perfect Money, SolidTrustPay and Bank Wire. They actually had all these payment processors in place before launching, in as much as this does not mean that Royalty will last forever or any of such beliefs or that programmes with these processes cannot scam but it goes to show the level of work the Admin has done to painstakingly pass through all verifications especially with respect to Payza and SolidTrustPay and that shows a very committed Admin. For you to get your money, you have to log in and make a request because payments are processed manually processed but you have to give the Admin up to 48 hours during business days only. If you make a request for payment on Saturday for instance, Royalty7 will pay you the following Monday, they have always paid so far. Also, the minimum amount you can withdraw from your account is $2.

The script that Royalty7 is using is customized and I am very impressed because it is unique to Royalty7. It is not the normal HYIP script you see daily. This uniqueness brings professionalism, the impression anyone who encounters this script is that of a professional who knows his onions and that is just what Royalty7 is besides they have proven it over the past 6 months. The design of the website is simple, explicit with a professional touch making it simple for navigation. The site is secured for safe browsing by Comodo who are very good in that area and have been so far and to protect against DDOS attack, the hosting is provided by DedicatedNow which is not very popular in the HYIP industry. The communication channel in Royalty7 especially through support ticket has been very efficient at least I can testify to that as there are different support specializing in different areas. They can even suggest an investment strategy if you ask them, that is how nice they can be. They are quite helpful I must say.

Given the professional touch that Royalty had given to its programme over these months by keeping to their promises by paying their members, it has become so very popular that some investors have started nurturing the wrong believe that can last forever, do you blame them but don't be tempted. But I can tell you for certainty that a lot of investors including me have double their initial investment over and over again and are still doing so for now, hence Royalty7 has been a great success. The contents on the website are original contents not copied from anywhere or already used anywhere else. Even though you cannot verify the claims on the website as to how they generate their profit, the originality of the content only shows that the Admin took his time to do a proper home and ground work and that is quite commendable if you ask me.

Can you invest in Royalty now? My answer is yes but with caution. Do not be carried away with the performance of Royalty so far because I still consider it a HYIP whose longevity you cannot gaurantee. Only invest money that you can afford to loose. The key in HYIP is to diversify your portfolio. Thats all for Royalty7, see you later.

Why Investors Loose Money In HYIP

Hello Everyone! How is your week coming up? Hope good. Today I am going to be looking at a very interesting topic, "Why Investors Loose Money In HYIP".

Now, do not get this twisted everyone in HYIP including the professional players in this industry do loose money here but the difference between the professional investors and the uninformed investors is that the professional investors make more money than loss compared to the uninformed or newbie investors. There are so many reasons why investors loose money in HYIP some you can control if you are informed so you cannot control basically just like in every business.

One of the reasons investors loose money here is GREED. This sound like a cliché but it is a fact. Because most new investors here are very greedy to want to get rich over night, there is no such thing as get rich over night here, you have to get it right or else you get your finger burnt. In fact, the fraudulent Admins know this and they use it to their criminal advantage. For crying out loud, how can someone tell you that you will make 150-200% of your investment in a day and you believe it, that is impossible in this industry as far as I am concerned, such programmes are destined to scam do not put your money there. Because of so much greed, most newbies jump into such offers with the intension of getting rich quick and then come out poorer than they went in. So, very important, get informed and watch your greed level.

Another reason is LACK OF INFORMATION. I see a lot of people getting into this industry without knowing the foundation of what they are getting into. For you to do well in this industry you must be informed and timely too. Most investors are just lazy to make research before making an investment decision. It will interest you to know that most HYIP programmes that you will see have stopped paying their members a long time ago and yet some new investors put their hard money in there, only if they knew. An investor needs to know to an extent when to stop investing and to watch out for signs of scamming. Truthfully, no HYIP runs forever, sometimes a HYIP collapse not because the Admin is a crook but because the circumstance is beyond his control while most of other times, the Admin planned to abscond with members money. All these require information, in fact most times one get to see the signs of possible scam and other times you don't. So, information is very vital here.

WRONG BELIEF is yet another reason why investors loose money here. You know sometimes a programme plays out very well, pays everyone as and when due, great Admin. Some investors in this situation tend to believe erroneously that this one that pays very well will last for ever, wrong! Also most investors especially new comers tend belief and take to heart what the Admin claims to doing to earn money for his members, wrong belief. In as much as I know for sure that whatever they claim to be doing does not affect the performance of the HYIP, do not believe what is written there. Funny enough many of them claim to fund managers and into forex trading lol! All HYIPS are ponzi scheme, please read my article on WHAT IS A HYIP?. So most investors when they believe wrongly, they put in more money and alas your guess is as good as mine.

These are just a few reasons as there many more. Look for out for more educative articles and updates.

Review of FX7PRO

BEWARE FX7PRO HAS STOPPED PAYING, DO NOT INVEST THERE!!!!

Hello Everyone, This evening I want to do a review of a programme I just joined, it is not a new programme in anyway but I was just taking my time. It is called FX7PRO. I am going to be looking at it and its features to enable you make a choice as to whether you can risk it or not. It is a short term programme.

The investment plan is very simple because you can join with a minimum of $5 and the investment period runs for 20 calendar days(including weekends). In return for your investment, you will receive a 10% daily interest rate from FX7PRO. So, this means that at the end of the investment period, you will not receive your capital back because it has been taken care of in the daily interest. Basically at the end of the 20 calendar days you would have received 200%, that is double your money. This is very simple and straight to the point I guess. The maximum investment here is $10,000, that is for big investors if there are any lol.

Lets look at it with figures, lets assume, you invested $50, you will receive $5 daily until you have accumulated up to $100 which is 200% of your capital where 100% is your invested capital. Well, FX7PRO has been online for over a month now meaning that investors who put in their from day one have made much profit and have continue to do so as long as FX7PRO continues pay their members as promised, that is what matters here and of course that is what will bring more members to FXPRO.

The website of FX7PRO is quite simple and neat with regards to security and of course design.The entire website is protected by a Comodo SSL-certificate for more security and secure online transactions and browsing which is very necessary given the monetary transactions expected here and Comodo are very good at that I must say. The program runs off a licensed script from GoldCoders. Hosting for FX7PRO is done on a DDoS protected dedicated Staminus server which is widely recognized for its dependability, this to avoid attacks.If you want further communication with the admin of FX7PRO, like queries about accounts or other related issues, the webiste comes with a LiveChat feature, a telephone number which you can try but I know that these phones don't work most of the times and can send in a support ticket which the admin can attend to quickly.

With respect to the business that FX7PRO claims to be engaged in, I do not for once believe it neither do I believe any of other HYIPs. They claim to be into forex, oil trading, etc. Experienced investors in this industry do not take those things by heart and I urge you not to believe them no matter how tempted you to, and also the performance of any HYIP does not in anyway depend on claimed business activities. That being said, I will like to say that FX7PRO is the kind of programme that a lot of investors like to be part of and I expect it to very popular very shortly and the mere fact that FX7PRO has gone through a couple of successful cycles of payment without breaking will surely boost their popularity. Furthermore, the contents of the website have been copied from one site to another as it is not original buttressing my earlier point about not believing in the acclaimed business interests, this again does not determine whether FX7PRO will last or not. No matter how popular FX7PRO becomes, it will not last forever and you should remember that it is a HYIP, so always invest what you can afford to loose and which if lost you will not be in debt or go hungry you know lol. Finally, try and diversify your investment portfolio.

That is all for now. See you later

The HYIP Industry

Hello Everyone. Welcome back from the weekend. It been a rainy one here and I hope yours was good. In this article I am looking at the HYIP industry. I will try as much as possible to describe this industry as much as I can because it is very vast. The HYIP industry is a very volatile and risky industry to say the fact. Here you see a lot of programmes promising you heaven on earth just to rob you off your hard earned money. It is also pertinent to note that there are a lot money moving in and around this industry.

Basically the Administrators known for short as Admins run the various programmes. They usually set up a website from where they run their businesses. It is from these websites that investors are able to make investments, get returns for their investment, communicate with the Admins and generally monitor their investments as well. Now there are many programmes springing up daily on the web from which investors can choose from and that is where the major problem lies. One of the reasons amongst many why investors get scammed is because they jump into these programmes as they spring up daily armed with their conviction to get rich quick as promised by these Admins on their websites only for them to discover after investing that they have just lost their money.

Now HYIP industry involves the use of a lot of payment processors namely, Liberty Reserve, SolidTrustPay, Payza(formerly AlertPay), AsianReserve including Bank Wire as means of moving these money in around the HYIP industry. So basically before you set out to get involved in the HYIP industry, one needs to get one or all of the above mentioned payment processors, one is basically alright depending on the investors choice or the location of the investor. The HYIP industry is an unregulated one hence the inherent risks attached, this is where you will need the advice of a professional monitor. So, as an investor or a newbie in this industry that is not well informed, you are basically on your own. Any money lost here CANNOT be recovered by anyone, so don't get fooled by anyone who will ask you to pay service charge to recover your money for you.

Another very integral part of the HYIP industry is the monitors. Monitors ensure that Admins do what they have promised investors by reporting any foul play on a daily basis. This include reporting on payments, whether they come as and when due, whether the Admin is doing what is called selective payment. Monitors act like watchdogs in this industry. It is very important to understand that many monitors are compromised conniving with some Admins to promote their programmes which they know are not paying and sometimes the Admins even have monitors themselves just to deceive unknowing investors. You best bet here is to choose a professional monitor and that cannot be over emphasized.

That is it for the HYIP industry, feel free to leave your comments and watch out for more info.

What Is A HYIP?

Hello Everyone, I want to use this first post to welcome you to my blog, WebMoneyNews, my thoughts, ideas, insights and knowledge about HYIP as a business. Basically we need to understand what a HYIP is. If you type the word HYIP in Google search box you get a lot of information about HYIP. Well, for sake of a definition, according to Wikipedia,

a high-yield investment program (or programme), HYIP, is a type of Ponzi scheme, which is an investment scam that promises unsustainably high return on investment by paying previous investors with the money invested by new investors

I needed to pull out this definition for us to have a solid background information about what HYIP is all about to avoid any deceptions from anywhere. Now I want us to take a critical look at this definition and analyze it critically. Firstly, a HYIP is an investment scam know as Ponzi scheme. Ponzi scheme is described by Wikipedia

as a fraudulent investment operation that pays returns to its investors from their own money or the money paid by subsequent investors, rather than from profit earned by the individual or organization running the operation. The Ponzi scheme usually entices new investors by offering higher returns than other investments, in the form of short-term returns that are either abnormally high or unusually consistent. Perpetuation of the high returns requires an ever-increasing flow of money from new investors to keep the scheme going.

The system is destined to collapse because the earnings, if any, are less than the payments to investors. Usually, the scheme is interrupted by legal authorities before it collapses because a Ponzi scheme is suspected or because the promoter is selling unregistered securities. As more investors become involved, the likelihood of the scheme coming to the attention of authorities increases. Now you need to understand this basic and background information to enable make an informed decision. Now whether you like it or not HYIP is a business because there is an investment and the difference between HYIP and other businesses out there is the level of risks involved. Of course every profit-making venture is risky, there is risk everywhere, life itself is a risk. How you manage the risk is what makes the difference. Some Ponzi schemes lasted for many years and made profits for some many investors offline before collapsing. With the advent of the internet and HYIP, many HYIPs have lasted for so many months and made huge profits for discerning investors while the greedy ones lost their hard earned money. Secondly, from the definition HYIP promises unsustainably high return on investment by paying previous investors with the money invested by new investors. It is very important you understand this part very well. Unsustainablility is a common characteristic of fast scammers in HYIP industry. Common sense will tell that this particular return on your money is unsustainable and you should feel with your money. I want to conclude by saying that there are good HYIPs and there are bad HYIPs. It is a big industry that is making people money on a daily basis while some are also loosing money as well to scammers. HYIP is a business. Watch out for more info.