Review of RazorPay

Hello Everyone. How was your weekend? Mine was full of activities. Well, it is a new week and I have a programme that I want to review today, it is called RazorPay, I just joined it nevertheless I will not say it is a completely new programme since it was launched on 07 June 2012. So lets go into it straight away.

RazorPay offers two basic plans know as The Duluxe Plan and Diamond Plan. For you to join The Duluxe Plan, RazorPay requires a minimum of $20(which is a little above minimum industry requirement) from you and it promise to pay you 7.5% daily for 20 calenday days, that is, weekend inclusive, leaving you with a total of 150% at expiry. Note that RazorPay will not return your principal at expiry because it has been factored in, in your daily payment. This also means that you will be in the profit zone in 14days. Lets assume, you invested $100, RazorPay will pay you $7 daily and after 20 days, you will have a total of $150 while $50 is your clear profit and $100 your original capital. The maximum you can invest in this plan is $30,000. No compunding is required or accepted.

The other plan, The Diamond Plan runs for 8 days with a minimum investment pegged at $250 and maximum $30,000 just like in the former plan. RazorPay promises to pay you 18% daily for the 8 days validity period which will give a total of 144% at expiry. Again, Razorpay will not return your prinicipal as it is already factored in the daily payment. Even though this plan is less profitable compared to the former, it puts you in the profit zone quicker especially for investors who want to see profits quickly. Also, lets assume monetarily that you invested $250, you will receive $45 daily for 8 days with a total of $360 at expiry while $110 is your clear profit, not bad for 8 days work lol. Truthfully, investors who trusted RazorPay when they launched are already in profit in this plan and this a boost on the popularity of RazorPay.

In terms of payment processors, RazorPay has done well with respect to the general acceptance of payment processors. RazorPay accepts Liberty Reserve, Perfect Money, SolidTrustPay and of course Payza. In the case of Payza, payment is accepted manually as their business account with Payza has not been approved yet. Of course you have to log into members area to make deposit for the other payment processors but for Payza, you have to follow these steps according to the Admin:

How to invest with Alertpay/Payza

1. Deposit Directly to our Payza Account Email: razorpay2012@yahoo.com 2. Put your username to the memo field and choose a plan 3. Send us an email containing the following information: a. Payza Payment Reference b. Your RazorPay Username c. Send your email to payzadeposit@razorpay.com d. Your account will be credited in shortest time possible. All withdrawal requests have been processed, if you have any question feel free to contact us! Thank You, RazorPay Manager”

Like I always say, acceptance of all payment processors, does not guarantee anything but it goes to show that the Admin has done some extra work and of course boost the general acceptability and popuarity of the programme. The Admin promises to pay you 48 hours after you have made withdrawal from your account in the members area.

The script by RazorPay is a licenced one from GoldCoders which are popular in this industry. Initially, RazorPay did not have an SSL on their site, for extra security on transactions done over their site but they have obtained that which is been provided by Comodo, I wonder why thay have to start first before providing it, which is quite impressive. Also, RazorPay is protected against DDos, because it is hosted securedly by Koddos against attack but I expect that they should not wait for an attack before they move to a more secured BlockDos which is the most expensive around. The website design is simple obviously and easy to navigate around but there is next to no information as to what business venture that is backing the entire project not that I believe any any ways. But on the overall the website is quite friendly.

RazorPay since launch has been paying fine and I expect it to continue to do so. Do not be carried away with all the promises bacause this is a HYIP and it is a game as far as I know, also put a limit to what you can afford to spend or loose as the case maybe. Do not invest anything that will affect you drastically if you loose it. Thats all for now folks. Watch Out for more updates

Review of Royalty7

Hello Everyone, I had a couple of free time today at work so I decided to do a review of one of the most popular HYIP in the HYIP industry today. As at now that I am writing this article, it remains one of the best. Its is called Royalty7. It was launched way back on 11 November 2011, so it is more than 6 months online now and keeps paying its members without any problems. Even if you decide to get in now at your own risk, it is still very profitable but you have to invest wisely given the fact that it is more than 6 months online. So lets look at it very well.

The investment plans here are quite simple; there are two plans namely: The Classic Plan and The Lite Plan but looking at the website, these plans are not really explained in details per say so be aware of that.

Lets start with The Classic Plan. This can be joined with a minimum of $25 and a maximum of $250,000. This runs for a 30 day period with 7% interest rate and this is where it appears confusing make sure you get it correctly, during this period you will only receive payment only on business days, that is, Monday to Friday which means that you will encounter 22 interest payments. So at the end of the investment period you would have received a total of 154% in return for your investment from Royalty7. Lets say you invested $100, you will receive $7 daily from Monday to Friday leaving you with a net of $154 at the end of the period while $54 is your pure profit.

The second plan, The Lite Plan, on the other hand runs for 7 calendar days and the minimum spend is $25 while the maximum is $250,000. Royalty7 will pay you 110% after expiry of your investment here. This plan is less profitable comparatively. Lets assume again that you made a spend of $100, at the expiration of your investment you will receive $110, that is a $10 clear profit for just one week and this has been happening since the resumption of Royalty7.

Royalty7 impressively made provisions for all kinds of investors with respect to payment options, they include: Liberty Reserve, Payza(formerly Alertpay), Perfect Money, SolidTrustPay and Bank Wire. They actually had all these payment processors in place before launching, in as much as this does not mean that Royalty will last forever or any of such beliefs or that programmes with these processes cannot scam but it goes to show the level of work the Admin has done to painstakingly pass through all verifications especially with respect to Payza and SolidTrustPay and that shows a very committed Admin. For you to get your money, you have to log in and make a request because payments are processed manually processed but you have to give the Admin up to 48 hours during business days only. If you make a request for payment on Saturday for instance, Royalty7 will pay you the following Monday, they have always paid so far. Also, the minimum amount you can withdraw from your account is $2.

The script that Royalty7 is using is customized and I am very impressed because it is unique to Royalty7. It is not the normal HYIP script you see daily. This uniqueness brings professionalism, the impression anyone who encounters this script is that of a professional who knows his onions and that is just what Royalty7 is besides they have proven it over the past 6 months. The design of the website is simple, explicit with a professional touch making it simple for navigation. The site is secured for safe browsing by Comodo who are very good in that area and have been so far and to protect against DDOS attack, the hosting is provided by DedicatedNow which is not very popular in the HYIP industry. The communication channel in Royalty7 especially through support ticket has been very efficient at least I can testify to that as there are different support specializing in different areas. They can even suggest an investment strategy if you ask them, that is how nice they can be. They are quite helpful I must say.

Given the professional touch that Royalty had given to its programme over these months by keeping to their promises by paying their members, it has become so very popular that some investors have started nurturing the wrong believe that can last forever, do you blame them but don't be tempted. But I can tell you for certainty that a lot of investors including me have double their initial investment over and over again and are still doing so for now, hence Royalty7 has been a great success. The contents on the website are original contents not copied from anywhere or already used anywhere else. Even though you cannot verify the claims on the website as to how they generate their profit, the originality of the content only shows that the Admin took his time to do a proper home and ground work and that is quite commendable if you ask me.

Can you invest in Royalty now? My answer is yes but with caution. Do not be carried away with the performance of Royalty so far because I still consider it a HYIP whose longevity you cannot gaurantee. Only invest money that you can afford to loose. The key in HYIP is to diversify your portfolio. Thats all for Royalty7, see you later.

The HYIP Industry

Hello Everyone. Welcome back from the weekend. It been a rainy one here and I hope yours was good. In this article I am looking at the HYIP industry. I will try as much as possible to describe this industry as much as I can because it is very vast. The HYIP industry is a very volatile and risky industry to say the fact. Here you see a lot of programmes promising you heaven on earth just to rob you off your hard earned money. It is also pertinent to note that there are a lot money moving in and around this industry.

Basically the Administrators known for short as Admins run the various programmes. They usually set up a website from where they run their businesses. It is from these websites that investors are able to make investments, get returns for their investment, communicate with the Admins and generally monitor their investments as well. Now there are many programmes springing up daily on the web from which investors can choose from and that is where the major problem lies. One of the reasons amongst many why investors get scammed is because they jump into these programmes as they spring up daily armed with their conviction to get rich quick as promised by these Admins on their websites only for them to discover after investing that they have just lost their money.

Now HYIP industry involves the use of a lot of payment processors namely, Liberty Reserve, SolidTrustPay, Payza(formerly AlertPay), AsianReserve including Bank Wire as means of moving these money in around the HYIP industry. So basically before you set out to get involved in the HYIP industry, one needs to get one or all of the above mentioned payment processors, one is basically alright depending on the investors choice or the location of the investor. The HYIP industry is an unregulated one hence the inherent risks attached, this is where you will need the advice of a professional monitor. So, as an investor or a newbie in this industry that is not well informed, you are basically on your own. Any money lost here CANNOT be recovered by anyone, so don't get fooled by anyone who will ask you to pay service charge to recover your money for you.

Another very integral part of the HYIP industry is the monitors. Monitors ensure that Admins do what they have promised investors by reporting any foul play on a daily basis. This include reporting on payments, whether they come as and when due, whether the Admin is doing what is called selective payment. Monitors act like watchdogs in this industry. It is very important to understand that many monitors are compromised conniving with some Admins to promote their programmes which they know are not paying and sometimes the Admins even have monitors themselves just to deceive unknowing investors. You best bet here is to choose a professional monitor and that cannot be over emphasized.

That is it for the HYIP industry, feel free to leave your comments and watch out for more info.